Who am I?
- male, 47 years old, married since 23 years, 3 children, 1 grandchild
- financially secure – but not yet financially free
- personal finance successes:
- Repayment of around $50,000 in consumer debt at the beginning of my activities in the context of personal finance
- full transparency about our income and expenses
- own house
- investments in ETF’s, stocks and cryptos
- multiple income streams
- secured emergency fund
- clear investment plan
- defined financial goals
- no credit card debt