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my profession:

personal finance professional, content creator, founder, speaker, online teacher & lecturer

the origin:

After a close relative suffered a stroke of fate in 2007, I find myself standing in front of around 30 folders with unsorted private documents. Unfortunately, there was no ability to act quickly at this point. Only after weeks of sorting, arranging, destroying and searching and numerous phone calls, letters and emails with insurance companies, banks and authorities brought some transparency. Based on this experience, I then completely rebuilt and restructured my own family’s entire personal finance and private accounting system. I wanted to spare my 3 children such an experience!

Subsequent discussions in my private and professional environment revealed that personal finance and private accounting is often generally disorganized and that precautions for an emergency / stroke of fate are often not made at all or only inadequately. Unfortunately, our school systems teach our children far too little about real life in the context of finances. They often learn nothing about banking systems, payment transactions, loans, debt prevention, contracts, insurance, retirement provision and investments. I want to change that in the future. That was my origin for

My goal is to be the world’s leading expert / specialist / speaker / teacher / lecturer / contact person on the subject of “personal finance” in the future.

If you want to know more about me: contact

my ethical principles:

  • I meet the highest standards of honesty, integrity, trustworthiness, impeccable behavior and ethical behavior in public, towards my customers and other partners.
  • I present informations objectively, based on facts, not intentionally misleading and in good taste.
  • I consider integrity, honesty and confidentiality to be my principles.
  • I treat others the way I would like to be treated myself.
  • I behave fairly and treat all people equally, regardless of their race, skin color, religion, gender, sexuality, mental or physical condition, nationality or descent.
  • I do not commit any unlawful acts – no amount is large enough to justify breaking the law.
  • I carry out my tasks professionally and service-oriented. I limit the execution of business processes to the scope of my professional competencies.
  • I support teamwork, behave loyally, promote polyvalence and use possible synergies.
  • I am open-minded, willing to learn and strive to improve my actions daily.

who am I?

  • male, 47 years old, married since 23 years, 3 children, 1 grandchild
  • financially secure – but not yet financially free
  • personal finance successes:
    • repayment of around $50,000 in consumer debt at the beginning of my activities in the context of personal finance
    • full transparency about our income and expenses
    • own house
    • investments in ETF’s, stocks and cryptos
    • multiple income streams
    • secured emergency fund
    • clear investment plan
    • defined financial goals
    • no credit card debt