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part of step 1 – don’t allow excuses

People often tend to make exceptions to their original plans at the slightest change in circumstances. For instance, when faced with an unexpected significant expense in a month, they might stop tracking their expenses altogether. The danger is significant as it can throw you off course and make you lose sight of the goal. You must not allow this to happen and remind yourself that these excuses don’t really exist. Be honest with yourself and stay disciplined!

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